"Transfer of the fifth" is the most common formula loan for workers, hence the complete definition of "transfer of the salary."
loan that falls into the category of loans guaranteed, then "not intended" to purchase a specific good or service, it is not requested any information about the use of the financing. Directed to different classes of workers and different types of contract:
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state employees - civil servants
- employees
private companies - sole proprietorships
- autonomous (with model only)
- atypical
- indefinitely
- time ( maturity of the loan does not exceed that employment contract)
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apprenticeship or training - or retired INPDAP INPS (the law "Budget 2005")
No doubt the appropriateness of this funding is to benefit from them without requiring support from a bank account, the fact assignment of the fifth firm is through monthly installments, fixed-rate for the entire duration of the depreciation (up to 120 months), which may not exceed one fifth of net salary or pension. These rates include any and all incidental costs and insurance.
Their payments are made direct deduction from their pay be implemented by the employer, only the latter fact is responsible for paying for of the funding and, once established the premises, is obliged to grant the request of the employee.
To obtain this funding is essential that the applicant has completed at least 6 to 12 months of seniority, he will simply provide the certificate of salary support to the bank, together with a copy of your paycheck.
Read the full article visit Loan Loans Ondine Release of the fifth
http://www.prestiti-online.org/prestito_cessione_del_quinto.aspx
If you would like more information on the loan in general, visit http://
www.prestiti-online.org
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